Archive for the 'Small Business' Category
Drama in Deal-Land
Could it be that the bloom is off of the daily deal rose? The news out of daily deal land these last few weeks has been grim. It has made those last few lazy, hazy days of summer, well, a little crazy too, if you are in the deal business or thinking about getting into […]
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The Impact of Durbin and Facebook on Payments Resolutions
In the New Year, innovative fee-generating strategies and the Facebook gaming phenomenon are among the issues forefront in the mind of Market Platform Dynamics’ Margaret Weichert. She continues our Resolution Series:
Focus fees on value-added services not penalties: Banks have been very clever — some might even say cagey — about developing a complex and confusing […]
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Balance, Harmony and Open Platforms
The third day of the Resolution Series brings with it a market focus and a look at customer needs. Tim Attinger of Market Platform Dynamics vows to be more open [with his platforms] in 2011.
I will design with the customer in mind
In the past I have built my products by looking around my […]
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Payments Resolutions Worth Keeping
Sidelining the sweets? Forgoing the french fries? There are some New Year’s resolutions worth keeping this year and continuing the Resolution Series, Karen Webster shares her 2011 payments New Year’s resolutions.
I will focus on innovation that can be ignited and return a profit (in my lifetime)
I know that VCs have a rule […]
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Educating, Learning and Innovating: A New Year, A New Start
As part of our 2011 kick off, PYMNTS.com has turned to its cast of experts on the Market Platform Dynamics team for a few of their payments New Year’s resolutions. In addition to sharing their thoughts, we would love for you to share your payments resolutions, here.
I will treat merchants as valued customers.
I have taken […]
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Cash Usage: Reports of My Death Have Been Greatly Exaggerated
Despite years of predictions suggesting that cash would one day disappear, recent data suggests cash is not only here to stay, but its usage may in fact be on the rise. Many pundits have long believed that dirty, “inefficient” paper money would soon be replaced by plastic cards, mobile payments, and possibly even biometric payments […]
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Santa Fed Puts a Smile on the Faces of Merchants
On the tenth day of Christmas millions of merchants got a proposal from Santa Fed Claus to cut the fees they pay debit card issuers by as much as 84%, putting up to $13.6 billion in their pocket and a smile as big as boy getting his first Xbox on their faces. Meanwhile thousands of […]
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Point of Sale Revolution: Transformation of Payment Acceptance
Point of Sale (POS) payment acceptance was once a relatively sleepy, almost commodity-like extension of the merchant acquiring business, with a handful of standard terminals manufactured by Verifone, Hypercom and Ingenico that were sold and deployed via merchant acquirers and ISOs. These POS systems were joined by the large, integrated software solutions provided by IBM, […]
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Small (Biz) Is Beautiful and Plentiful (for Paying and Borrowing)
On the fifth day of Christmas, in the United States, Santa gave payments small businesses. Sure, small is beautiful as the blockbuster 1973 book by that name insisted. But even better when it comes to businesses—small is a lot! There were almost 28 million of them in 2007. Now, about 22 million of them didn’t […]
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Is 2011 the Year for Social Commerce?
2011 will be the year that social commerce begins to take root on Facebook with solutions that are both merchant and customer friendly.
To be fair, pundits have been talking about “shopping on Facebook” since about 2006 when it first opened its platform to developers and concurrently introduced two new products (to an overwhelmingly negative […]
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